Bankruptcy Vs. Settlement

Bankruptcy vs. Settlement

If you are at the point of considering bankruptcy read on. With the stringent changes in qualifying for Chapter 7 bankruptcy, upon none qualification, you will be forced into Chapter 13 where you still have to repay your debt under a court order, sometimes at 70% of your debt, and the bankruptcy will still remain on your credit report and public record for up ten years. Conversely, with Debt Settlement, you control how much you can afford, we design a Schedule of Payments to be placed in an FDIC Insured Trust Account. When sufficient funds become available to negotiate, we will do the negotiating often times at 40% of the original debt. We provide you with all that is necessary to keep your creditors at bay while we find you a solution to Debt Relief through a structured payment program. Cease and Desist harassment letters to both creditors and third party collectors, information about laws governing harassment including your rights, fax and call in numbers for assistance, and a question and answer section, are just some of the many services provided to our clients. With all credit scores aside, settling an old account is simply the most straight forward means of putting the issue to rest once and for all.

If, however, you are able to make your monthly payments and have not been late on any payments and foresee, through self-discipline and lifestyle changes, a way to budget and see yourself out of debt, this program is NOT for you.

Lets make things clear. You chose to take upon the debt and now is the time to address the issue. You, as the consumer, built your house of cards. Seek debt relief now before the house of cards come tumbling down.